Casual Pay Calculator

Includes 25% casual loading · 2026–27 ATO rates

Hourly Rate (incl. 25% loading)

$

Minimum casual rate: $33.05/hr (incl. 25% loading) · Award rates vary by industry (check fairwork.gov.au)

Hours per week

Super Rate

%

Casual employees receive 12% super on top of their hourly rate. Leave blank for the standard rate, or enter a higher rate if your award specifies one.

I have a HECS / HELP Debt

Include repayment in calculation

Medicare Exempt

e.g. certain visa holders

Salary Sacrifice to Super

Pre-tax super contribution

Weekly

Before Tax

After Tax

Fortnightly

Before Tax

After Tax

Monthly *

Before Tax

After Tax

Annually

Before Tax

After Tax

* Monthly shown for reference only

Enter your hourly rate to see your casual take-home pay

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Guides

What is casual loading?

Casual employees are paid a higher hourly rate than permanent staff doing the same job. The extra amount is called casual loading, and it compensates for entitlements casuals do not receive, such as paid annual leave, sick leave and notice of termination. The loading is ordinary income, so it is taxed the same way as the rest of your pay.

How this calculator handles it

Enter your hourly rate as it appears on your payslip, with the loading already included, along with your usual hours per week. The calculator annualises your pay and applies the standard resident tax rates. Casual workers use the same tax brackets as everyone else; there is no separate casual tax rate.

Because casual hours often change from week to week, try a few different weekly hours to see the range your take-home pay could fall in.

The steady week you may not actually have

The calculator turns one typical week into a year, and casual work is famously not typical. If your hours swing, the annual figure is what the year would look like if the chosen week repeated, nothing more. Enter a realistic average week for a realistic year, or run a quiet week and a busy week separately to see the range you live between.

Rates beyond your base loaded rate sit outside this page. Overtime and penalty multipliers change specific shifts, not the shape of the estimate, and no leave lines appear here because casual pay does not accrue them; the loading in your rate is what stands in their place.

Open the pay calculator

Rates last checked against official sources on 15 August 2026. How we check the numbers

Frequently Asked Questions

How is my take-home pay calculated?

Your take-home pay is gross income minus income tax, Medicare Levy, and HECS repayment. Super is paid by your employer on top, so it does not reduce your take-home pay.

Why does my result differ from my payslip?

Payslips use ATO PAYG withholding tables which round to weekly/fortnightly cycles. Small differences are normal and reconciled at tax return time.

Can I compare 2025–26 and 2026–27 rates?

Yes. Use the Tax Year selector above the calculator. From 1 July 2026, the $18,201–$45,000 bracket dropped from 16% to 15%, saving up to $268 per year.

Are these calculations an estimate?

Yes. Results are accurate estimates based on ATO rates. They do not account for individual deductions or investment income. Salary sacrifice to super is supported on the Full-time tab. Consult a registered tax agent for personalised advice.

What are the 2026–27 income tax rates?

0% up to $18,200 · 15% on $18,201–$45,000 (reduced from 16%) · 30% on $45,001–$135,000 · 37% on $135,001–$190,000 · 45% above $190,000. Plus 2% Medicare Levy.

What is the Low Income Tax Offset (LITO)?

LITO provides up to $700 tax reduction for earners under $37,500, phasing out by $66,667. Applied automatically. No claim required.

What is PAYG withholding?

Your employer deducts estimated tax each pay cycle. The ATO reconciles the total when you lodge your tax return, resulting in a refund or bill.

What is the $1,000 instant tax deduction?

From 2026–27, workers can claim a $1,000 standard deduction without keeping receipts. It reduces taxable income when lodging your tax return.