EasyPayCalc

Working holiday tax calculator · 2026–27 tax rates

What will you take home on a working holiday visa?

Enter your earnings to see tax at the visa rates.

$

Quick picks are yearly salaries.

15% flat tax on first $45,000 · Resident rates above · No Medicare Levy · HECS repayments not included

Take-home pay

Example

$62,750.00a year

Example for $80,000 a year. Enter your earnings above.

Take home$62,750.00
Income tax$17,250.00
Medicare levy$0.00
Super (retirement savings)$9,600.00

Paid by your employer on top of this pay.

Effective tax rate21.56%

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Where the counting starts makes the difference

Residents get a stretch of income at the start of the year with no tax on it at all, and everything else is measured from the end of that stretch. On a working holiday visa that stretch is not there. Tax starts at the first dollar, at a flat 15%, and the resident scale takes over higher up.

The same year of earnings, counted from different placesOn resident ratesNot taxedTaxedOn a working holiday visaTaxed from the first dollar
Two identical years. The only thing that moves is where tax begins.

This is why the working holiday tab exists rather than being a checkbox on another page. Every other tab on this site is built on that opening stretch. Mixing the two schedules would give an answer that is wrong for residents and wrong for you.

A year you are not here for all of

The calculator does what every pay calculator does: it takes a week and multiplies it into a year. For most people using this site that is roughly their life. For someone on a working holiday it often is not, because the work comes in seasons and the visa has an end date.

Read the annual figure as the shape of the arrangement rather than as the money you will earn here. If you are working six months, the yearly number is not your total. The weekly and fortnightly figures on this page are the ones that describe your actual position, and the flat rate means they stay steady rather than climbing as the year goes on, which is the one thing the missing threshold makes simpler.

The part of your pay that arrives somewhere else

Your employer pays super on top of your wages, so it never appears in your take-home line. When you leave Australia permanently you can claim it as a Departing Australia Superannuation Payment, and tax comes out of that payment when it is made, so the amount you receive is smaller than the balance you were watching.

It is worth knowing this before you are packing. The claim is paperwork, not something that happens because your flight left, and it is easier to start while you still have your employment details and your fund login to hand.

Where this page stops

The whole amount you enter is taxed under the working holiday schedule. If your visa or residency position changes partway through the year, this page does not split the year into before and after. That situation needs advice this page cannot give, and a calculator that pretended otherwise would be worse than one that says so.

Medicare levy and study loan repayments are not deducted here either. Most people on this visa count as foreign residents for tax, and the levy is not charged to foreign residents. Repayments only apply against an Australian study debt, which is uncommon on this visa. If either applies to you, the figure on this page is optimistic by exactly the amount it leaves out.

What the rate depends on, what to do at tax time and how to get your super back when you leave are set out in the working holiday tax guide.

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Worked example: $48,000 on a working holiday visa

The same $48,000 for 2026–27 is taxed twice below, first as if the earner were an Australian resident and then at the working holiday rates that actually apply. Lining the two up shows where the systems part ways.

  1. Income for the year$48,000.00
  2. Resident income tax after the offset$4,640.00
  3. Resident Medicare levy$960.00
  4. What a resident would keep$42,400.00
  5. Tax at working holiday rates$7,650.00
  6. Medicare levy on a working holiday visa$0.00
  7. What the working holiday maker keeps$40,350.00

Working holiday rates begin at the first dollar with no tax-free threshold, which is where most of the gap comes from. It narrows as income climbs, since the resident offset fades out while the resident side keeps paying the Medicare levy that a working holiday maker skips.

Take-home on a working holiday visa and as a resident, 2026–27
IncomeWorking holiday take-homeResident take-home
$40,000$34,000.00$36,505.00
$48,000$40,350.00$42,400.00
$60,000$48,750.00$50,380.00
$75,000$59,250.00$60,480.00

Official sources for working holiday tax

Rates checked with official sources on 15 August 2026.

How we check the numbers

Frequently Asked Questions

Working holiday makers are taxed under their own schedule, and almost every question about this page turns out to be a question about which schedule applies. So visa and residency comes first here and nowhere else on the site. The income tax questions follow because the threshold that residents rely on works differently once that schedule applies.

What rates does this page apply to my working holiday income?

The working holiday schedule: 15% on everything up to $45,000, then the ordinary resident rates above that, which are 30% to $135,000, 37% to $190,000 and 45% beyond. The result carries no Medicare levy, which most visa holders skip because the tax office treats them as foreign residents, and no study loan repayment, which only arises when someone still carries an Australian study debt.

Do working holiday makers get a tax-free threshold?

No. Residents keep the first $18,200 free of tax, but on a working holiday visa tax starts from your first dollar at 15%. At lower incomes that makes the tax here look higher than a resident calculation at the same pay.

Could a UK working holiday maker be taxed as a resident instead?

Only in a narrow case. In Commissioner of Taxation v Addy the High Court found the flat working holiday rate conflicted with the non-discrimination clause of the UK tax treaty, but that outcome needs two things at once: you are an Australian resident for tax purposes, and you are from a country whose tax treaty with Australia has a non-discrimination clause that does not carve out working holiday tax treatment. Most working holiday visa holders are not residents for tax purposes, so it does not reach them. This page always applies the standard 15% schedule, so ask the ATO or a tax agent before relying on the exception.

How do the resident income tax rates relate to my visa rates?

They take over once your working holiday income passes $45,000. Below that line the visa schedule replaces the lower resident brackets entirely, so on this page the resident rates only touch the part of your pay above it.

Does the Low Income Tax Offset reduce working holiday tax?

Not in the tax taken from your pay. Working holiday withholding follows its own schedule, and tax offsets have no place in it. If you are an Australian resident for tax purposes, you may be able to claim the offset when you lodge your return. This page does not try to guess that: it works out tax on the working holiday schedule alone for the whole year and adds no offset.

How does an employer withhold tax from working holiday pay?

It takes out an estimate of the tax each pay using the working holiday schedule, starting at 15% from the first dollar. When you lodge after the income year ends, the ATO squares that estimate against what you actually owed.

When would the $1,000 instant deduction show up for me?

Only at tax time. It is a standard deduction claimed when you lodge, without receipts, from 2026–27 onward. It is not part of the withholding this page shows, so any benefit arrives with your return rather than in each pay.