Working Holiday Tax Calculator

15% flat tax on first $45,000 · 2026–27 ATO rates

15% flat tax on first $45,000 · Resident rates above · No Medicare Levy · No HECS repayment

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Super Rate

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Working Holiday Makers are entitled to the same 12% Super Guarantee as other employees. Leave blank for 12%, or enter your rate if it differs.

Weekly

Before Tax

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After Tax

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Fortnightly

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After Tax

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Monthly *

Before Tax

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After Tax

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Annually

Before Tax

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After Tax

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* Monthly shown for reference only

Enter your salary to see your Working Holiday take-home pay

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Guides

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Why working holiday makers have their own tax rates

If you are in Australia on a working holiday visa (subclass 417 or 462), your employer taxes your pay under a separate schedule. There is no tax-free threshold: tax starts from the first dollar at a flat 15%, and the normal resident rates apply above the threshold shown in this calculator.

No Medicare levy, no HECS in this calculator

This calculator does not deduct the Medicare levy or HECS/HELP repayments. Most working holiday makers are not entitled to Medicare, and study loan repayments only apply if you hold an Australian study debt, which is uncommon on this visa.

Superannuation still applies

Your employer still pays super on top of your wages. When you leave Australia permanently you can claim it as a Departing Australia Superannuation Payment (DASP). Tax is withheld from that payment when it is made, so the amount you receive is less than your account balance.

The edges of this calculator

Every other tab on this site builds on the tax-free threshold. This one cannot, which is exactly why it exists as a separate tab: the visa schedule replaces the resident scale from the first dollar, and mixing the two would produce a number that is wrong for everyone.

The whole amount you enter is taxed under the working holiday schedule. If your visa or residency status changes partway through the year, the tab does not split the year into before and after; that situation needs advice this page cannot give. The same honesty applies to your departure. The calculator reminds you that the final super payout is taxed on the way out, but it does not calculate that payout.

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Rates last checked against official sources on 15 August 2026. How we check the numbers

Frequently Asked Questions

How are Working Holiday Makers taxed?

15% on the first $45,000. Above $45,000: resident rates apply (30% to $135,000, then 37% to $190,000, then 45%). No Medicare Levy. No HECS repayment.

What is the tax-free threshold?

Australian residents can earn up to $18,200 tax-free. With LITO, the effective threshold is about $22,867. Non-residents and WHMs pay tax from dollar one.

Can some working holiday makers use resident tax rates?

Some working holiday makers from certain countries with a tax treaty non-discrimination clause (e.g. the UK) may be eligible for resident tax rates instead of the flat 15% rate, depending on individual circumstances (see Commissioner of Taxation v Addy). This calculator uses the standard WHM rate. Check with the ATO or a tax agent if you think this may apply to you.

What are the 2026–27 income tax rates?

0% up to $18,200 · 15% on $18,201–$45,000 (reduced from 16%) · 30% on $45,001–$135,000 · 37% on $135,001–$190,000 · 45% above $190,000. Plus 2% Medicare Levy.

What is the Low Income Tax Offset (LITO)?

LITO provides up to $700 tax reduction for earners under $37,500, phasing out by $66,667. Applied automatically. No claim required.

What is PAYG withholding?

Your employer deducts estimated tax each pay cycle. The ATO reconciles the total when you lodge your tax return, resulting in a refund or bill.

What is the $1,000 instant tax deduction?

From 2026–27, workers can claim a $1,000 standard deduction without keeping receipts. It reduces taxable income when lodging your tax return.